Looking for a cheap car insurance in Nashville could be a little bit challenging, considering that, drivers will pay an average annual premium of $1,345 for full coverage and minimum coverage policy of nearly $370 per year. These coverages are inexpensive if not similar to that of Tennessee state average or the national cost. Insurers offer variable rates whose costs are related to several factors. Drivers can find lower cost depending on individual profile and driving records. The following companies provide affordable coverage and might be good choice for drivers looking for flexible cost which will stand their need, while given possibility for good saving packages.
1.Geico
Geico is one of the most recommended insurance company in U.S. with a strong financial stability offering average score for customer service, with high rate of complaint. It proposes the most affordable premium coverage for car insurance in Nashville. It offers better rates for drivers with speeding ticket who do pay an average cost of about $769 providing a discount of about 30% compare to the city cost. Its minimum coverage policy is also the lowest following USAA insurance which is exceptionally made for some category of people. In general, Geico does provide the second lowest average cost for drivers with a violation. Customers are also eligible to a wide range of multiple discounts.
Learn more: https://www.geico.com/information/states/tn/
2.State Farm
State farm is one of the largest insurance company in U.S. providing quality service in all the 50 states. Its financial strength is one of the most appreciable, providing enough possibility of solving claims. State farm provides the lowest annual full coverage for car insurance in Nashville with a cost of $715, an approximate reduction of up to 45%. It provides customer with one extra coverage which is the rideshare insurance option. Its minimum coverage is also one of the lowest, that is $340 slightly lower than that of the city cost. It does provide important discounts such as defensive driving discount, new vehicle discount, bundling home and auto discounts, and more but there is no discount for paperless billing or Full payment.
Learn more: https://www.statefarm.com/local/tennessee/nashville
3.Erie
Erie insurance made its initial debut as one of the most considered insurance company few years ago, occupying basic rank, but has grown seriously to a huge insurance company providing high marks for customer satisfaction. It offers affordable car insurance in Nashville for young drivers who have to pay an approximate cost of $2,030 per year, an average cost which is quite smaller than the city cost for the same. It also offers wide array of discounts for young drivers such as distant student, driver’s education discounts and safe drivers discounts. Erie provides multi-policy discounts ranging from 16% to 25% depending on the state, and drivers paying in full do gain for an important saving package as well.
Learn more: https://www.erieinsurance.com/auto-insurance
4.Nationwide
Nationwide doesn’t have good customer rating, but stands amongst the best with extensive auto insurance coverage, hence a positive reputation. It provides a lower minimum coverage for car insurance in Nashville. It offers policy add-on coverage including roadside assistance with option for towing, lock-out and others; gap insurance coverage which pays the difference between the value of the car and the amount for loan after entire claims; rental car reimbursement, accident forgiveness insurance; vanishing deductible and total deductible waiver. Customers do benefits for important discount such as low-mileage discounts, no accident record discount, safe driver discount, auto pay discount, paperless discounts and many more.
Learn more: https://agency.nationwide.com/tn/nashville
5.Travelers
Travelers car insurance does offer balance rating with the average score for customer service and it premium coverages are usually the smallest in almost all the states where they are available. It offers the fourth lower average cost for car insurance in Nashville providing a huge difference with the city cost. It is the number one in the list for solving claims and its premium here is also the best amongst all. It is a good choice for young adult drivers providing an average cost which approximately 20% lower than the city average cost for the same. It also offers good average cost for drivers with speeding ticket, and drivers with prior accident case whose policy is one of the most affordable with possible discounts.
Learn more: https://agent.travelers.com/tn/nashville
Read Also: Cheapest car insurance in Philadelphia 2022, Best auto insurance in South Carolina 2022, 06 best Car insurance in Tennessee, Best car insurance in Denver 2022