Best car insurance in New Hampshire 2022

Car insurance in New Hampshire is relatively cheap, the average cost of car insurance in New Hampshire is $1,270 per year for full coverage policy which is about 20% less than the National average rate. The minimum cost for people taking minimum coverage policy is $389. But car insurance usually obeys to more than one state law. Knowing also that, it is an at-fault State, it really matters who causes, was responsible for accident and has to do the needful. Drivers in New Hampshire can obtain much affordable cost for their insurance by searching a company offering rate which corresponds to their conditions and does give them possibility for some savings.

Table of Contents

1.Geico
2.Concord group
3.Progressive
4.State farm
5.Auto-Owners

1.Geico

It has always been known to be one of the largest insurance company proposing important advantages and quality services. Geico is considered to be a best choice for car insurance in New Hampshire because it proposes the lowest full annual coverage which allows the client to gain almost 5% of reduction from the State Average. It is also well rate with an above average for customer service, this is probably due to its well-designed online tools which proposes to customers important details for claims and quick action of the different representative whenever needed. It provides common benefits such as accident forgiveness, road side assistance and rental car reimbursement.

2.Concord group

It is also an interesting insurance group which has built its success through independent agents who work very close to customers providing quality and customize policy which support their needs. It is classified among the good choice for car insurance in New Hampshire because of its good rates in different conditions. For example, it provides the lowest cost for drivers with poor credit in New Hampshire who pay approximately 10% less than the State normal cost. Young drivers pay an estimate average annual rate of $1,300 for their insurance, which is 30% less than the state cost. Senior drivers can also benefit from its lower rate with great chance of good savings. Concord proposes as well, some discount packages which depend on various criteria.

3.Progressive

Progressive car insurance in New Hampshire

It is listed amongst good companies in US offering interesting services, but its average rates are relatively expensive. It is even testified here. As a car insurance in New Hampshire, it provides the most expensive cost for annual premium but it is still worth considering it as a good choice. First of all, it provides good deals for some categories, young drivers are to pay the most affordable cost nearly $1,340 per year which is nearly 25% less than the State average rate. In addition to that, progressive company provides distant student and good student discounts. Drivers with DUI are also welcome to gain from lower cost provides by this company, that is an annual average rate of $1,250 approximately 20% less than the state average rate.

4.State farm

State Farm car insurance in New Hampshire

It has always been known to be amongst the largest entity in U.S. offering numerous benefits. It has a strong financial stability, proposes good customer service through well-experienced representatives. It proposes for car insurance in New Hampshire the forth lowest annual average for full coverage premium. Drivers with speeding ticket have to pay the second lowest annual rate, with a reduction of almost 20% compare to the State rate. So is the case for drivers with prior accident case leading to injury who do pay $500 less than the State rate. This company provides wide array of discounts, including distant student discounts, passive restraint discount, good student discount, drive safe and save discount and many more.

5.Auto-Owners

It is an insurance company represented in about 26 States in US providing multiple services through licensed agent who are available 24h/7. It is recognized to have a good financial service and good customer service even though its roadside assistance is considered to be of average quality compared to its close rivals. Auto-owners offers good coverage rates for car insurance in New Hampshire, it might be limited to only some categories, but it is worth, mentioning. Parents who need to add teen drivers in their insurance policy are required to pay less than a $1,000 as a total charges including an increase rate of only 45% compare to the increase percentage of the New Hampshire state which is usually of about 140%.