The average cost for full coverage car insurance in Minnesota is $1,465, about 15% lower than the Nationwide, a great advantage for resident. But getting access to affordable car insurance companies here is not an easy task, considering policy which varies from one company to another. It is compulsory for every driver to carry a car insurance in Minnesota, the basic requirement includes $30,000 yearly for bodily injury per person, $60,000 yearly per accident and 10,000 for property damage liability. Hence, different reviews revealed the following as affordable according to relevant criteria, but still it will advisable to go through it while keeping in mind the shopping habits.
1.Auto-Owners Insurance Co.
Auto-Owners car insurance in Minnesota is the best with an interesting overall quotes which could covers every customer needs. One of its advantage is the good financial stability which guaranteed its access at any cost for client. Then comes its good customer service rate which justifies its close availability whenever required and the prompt reaction to client request. Its great overall benefit is the cheapest policy made for car owners shopping around budget, this provides good saving possibility.
Farmers car insurance in Minnesota come amongst the cheapest for all for its car replacement coverage which is an attractive asset even though it might not be better car. It might be a good option for new drivers by providing possibility to access the same brand of car in case of accident, probably not quite new but apparently the same value. Farmers is also well rate for customer satisfaction in Minnesota, it is also known to offer important discount packages to lower down some of its coverage which are usually considered to be high.
Considered to be one of the best in the US, State Farm Car Insurance in Minnesota proved this fact through its good averages. In fact, its annual coverages for teen and young drivers are lower than statewide, it is therefore advisable for these categories in Minnesota. It also offers various discount for the same in case of safe driving; a benefit to be ceased. The inconvenient of State farm car insurance in Minnesota is annual coverage for premium which seems to be the highest, but important discounts are offered for client to make some little savings.
Its most valuable advantage as a car insurance in Minnesota is its low-mileage annual coverage. It offers for drivers of this category lower cost including possibility of discount for those who have a safe driving records. Nevertheless, it is not advisable for individual who drives regularly, as he might pay more than expected. It also offers a good increased rate for parents adding teen to their insurance; its rate is the most affordable for this particular point in Minnesota. Adult drivers can benefit for its cheap annual rate which is not that far from that of state Farm the best in this category in Minnesota.
With a good overall customer rate, Geico car insurance in Minnesota is considered to be one of the cheapest. It stands at a great position with lower average annual rate for driver who have good speeding tickets, the cost being far less than the statewide, that is a great deal. It supported the case of drivers with poor credit records offering a difference of almost $1500 less than nationwide normal price. It is a good company for all, because of its important discount for safe drivers, federal employees, military and other groups.
6.American Family Insurance
Just as its name, American Family car insurance in Minnesota is best for family. In fact, it is the best option for parents who are adding teen in their insurance as the percentage is lower and doesn’t really affect that much the usual rate. That is while the state increased percentage is nearly 110%, American Family insurance offers an increased rate of just 60% a huge difference of nearly 51%, quite considerable. This company is advisable for drivers with recent accident in Minnesota, its rate for this range is lower than the normal the state rate providing important discount.