Drivers are required to pay for a minimum coverage of 15/50/10 liability limits for their car insurance in New York. This minimum coverage goes along with various coverage which will help in covering other driver’s expenses in case of accident. Car owners should pay a full average coverage of $2,990 per year for car insurance which is far more than the National full average coverage. They can choose the option of paying an average of $1,340 for minimum coverage car insurance which is also about 30% expensive than the national minimum coverage . However, there are many companies all around New York state with good rates to sustain the needs of citizen with stress free.
1.American Family
It is the most prioritize actually, with impressive features. First of all, it should be recommended because of offering the cheapest average annual cost premium among car insurance in New York. Its cost in this effect shows an important difference with the state wide value and is quite favorable to the spirit of savings. It is also a good choice for drivers with prior accident causing injury, it provides an estimate annual rate which is 45% less than the state rate. Drivers with speeding ticket are also good beneficiary of the lower estimate rate provided by American family insurance in New York; especially when you imagine that drivers with speeding ticket can be charged with almost double of the normal state value, hence it is a great deal for all.
Learn more: https://clearsurance.com/insurance-company/american-family-insurance-5835ece073b103329e91ab6d
2.Geico
It appears to be a good choice as well because of its great financial stability, it is a well-known company extended all over USA offering competitive rates at all level. Geico Car insurance in New York maintains the same trend, it is the most affordable with the cheapest average annual cost 50% less than some close rivals. Its minimum liability charge is also an interesting one as it is the lowest in the whole list. It does provide good rate for drivers with poor credit who in this case have to pay almost half of the amount established by the State. Young drivers also gained for Geico, providing lower rate, with possible discount in certain conditions. Its easy accessibility is an advantage which contributes in keeping in touch with clients.
Learn more: https://www.geico.com/information/states/ny/new-york-city/
3.Chubb
It is another rare name amongst best car insurance in New York. Chubb has built its own reputation over years, and even though it is present only in Few states including New Jersey, long Island and New York, it is a vibrant choice to consider when looking at its significant offers in various aspects of car insurance. It provides affordable rate to situation where teen driver is added to car insurance policy, the increase percentage for this case in the lowest, hence making the estimated price to be the lowest of the list with a difference of about 25% with the state estimated value. It also has the second least expensive annual average for driver with poor credit. Unfortunately, Chubb doesn’t provide online option for quote.
Learn more: https://www.chubb.com/us-en/individuals-families/products/auto-insurance/car-insurance.htm
4.Progressive
It is another good insurance group with good if not excellent features which help citizen in every corner of US. Progressive car insurance in New York is a good company providing quality customer service to strong financial ability. It does offer a good estimate annual coverage which is approximately $1,310, a difference of almost 30% compare to the state annual coverage, an advantage worth to be mentioned. New York law provides an increase of approximately 40% to drivers with DUI, Progressive is the best option to supports your case in this aspect, because of providing the cheapest annual rate for this category. It is also a good choice for teen drivers with its lower estimate rate.
Learn more: https://www.progressive.com/answers/new-york-car-insurance/
5.Erie
It is another insurance company which is not that much popular, but does provide significant rate and important coverage rate which is quite affordable. Erie car insurance in New York provides important policy ,flexible and quite adapted to customers’ needs. It provides cheap annual coverage for drivers with ticket who benefit from an important decrease in the normal state rate. Its annual coverage for senior drivers is also the lowest of the list. It offers important number of discounts including bundling auto and home, multi car discounts, and many more. Some of its normal coverage are medical expenses, personal injury protection, collision expenses. Its customer service is an appreciable one as well, so it is worth considering.
Learn more: https://www.erieinsurance.com/auto-insurance/new-york
Read Also: Cheapest Car Insurance in Iowa 2022, Best cheap Car insurance in Illinois for 2022, Best and cheapest Car insurance in Wisconsin for 2022,Best Car Insurance in Florida for 2022, 06 Least expensive Car Insurance in Arizona